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Savings

We offer personal banking with a range of products that are simple and uncomplicated. The following is a brief description of each account offered.
 

STATEMENT SAVINGS ACCOUNT

  • Competitive Rates
  • No monthly service charge
  • No minimum deposit required
  • Interest compounded and paid semi-annually
  • Interest is calculated by the daily balance method

CHRISTMAS CLUB ACCOUNTS

  • Account is paid at maturity
  • Penalty for early withdrawal
  • Christmas Club accounts mature October 1, 2021
  • The minimum amount you can deposit is $5.00, $10.00, or $20.00 and the maximum amount you can deposit is $250.00, $500.00, or $1,000.00
  • Interest is calculated on the daily balance method and paid at maturity
  • See our Truth In Savings Disclosure for additional information


For current rates, fees, or to request a Truth In Lending Disclosure, call us at (304) 463-4155 or e-mail us at help@minersandmerchantsbank.com